聚合数据

多头借贷

  • 数据类型: 金融科技
  • 接口状态: 正常
  • 已连接App的数量: 16
  • 描述: 分析借款人在各类平台上的借贷情况,有效识别共债问题,降低逾期风险。

接口地址: http://apis.juhe.cn/multiple_loan/query

支持格式: json

请求方式: GET/POST

请求示例: http://apis.juhe.cn/multiple_loan/query?key=您申请的appkey&mobile=17700001111

请求参数:

名称 类型 必填 说明
key string 在个人中心->我的数据,接口名称上方查看
mobile string 借贷人手机号码

返回字段:

名称 类型 说明
error_code int 状态码,成功时返回0
reason string 状态信息
result object 返回结果集
result.MOBILE string 借贷人手机号码
result.PROVINCE string 借贷人省份
result.CITY string 借贷人城市
result.RESULTS array 查询结果
RESULTS.TYPE string 借贷类型,T002:信贷平台注册详情,T004:贷款申请详情,T007:贷款放款详情,T009:贷款驳回详情,T012:逾期平台详情查询,T013:欠款查询
RESULTS.CYCLE string 查询时间段
RESULTS.DATA array 借贷事件数据
RESULTS.DATA.P_TYPE string 平台类型,1:银行,2:非银行
RESULTS.DATA.P_CODE string 平台代码
RESULTS.DATA.REGISTERTIME string 注册时间
RESULTS.DATA.APP_TIME string 申请贷款时间(2016/3/14 0:00:00)
RESULTS.DATA.APP_AMOUNT string 申请的贷款额度的金额区间(0-0.2w,大于0,小于0.2w;0.2w-0.5w;0.5w-1w;1w-3w;3w-5w;5w-10w;10w以上)
RESULTS.DATA.APP_RESULT string 申请结果,No:失败,Yes:成功,Unknown:未知
RESULTS.DATA.LOAN_TIME string 贷款放款时间(2016/3/14 0:00:00)
RESULTS.DATA.LOAN_AMOUNT string 贷款放款额度的金额区间(0-0.2w,大于0,小于0.2w;0.2w-0.5w;0.5w-1w;1w-3w;3w-5w;5w-10w;10w以上)
RESULTS.DATA.OVERDUE_COUNTS string 逾期数量(号码在查询时间范围内该平台发生逾期的总次数)
RESULTS.DATA.OVERDUE_AMOUNT string 逾期金额(0-0.2w,大于0,小于0.2w;0.2w-0.5w;0.5w-1w;1w-3w;3w-5w;5w-10w;10w以上)
RESULTS.DATA.OVERDUE_TIME string 最近逾期时间(2016-04-10)
RESULTS.DATA.PLATFORM string 平台代码

JSON返回示例:

{
    "error_code": 0,
    "reason": "执行成功",
    "result": {
        "MOBILE": "135****4282",
        "PROVINCE": "浙江",
        "CITY": "嘉兴",
        "RESULTS": [
            {
                "TYPE": "T002",
                "CYCLE": "2017-07-05--2019-07-05",
                "DATA": [
                    {
                        "PLATFORM": "",
                        "P_TYPE": "2",
                        "P_CODE": "TF004173",
                        "APP_TIME": "",
                        "APP_AMOUNT": "",
                        "LOAN_TIME": "",
                        "REGISTERTIME": "2018-09-18 15:22:46",
                        "OVERDUE_TIME": "",
                        "OVERDUE_AMOUNT": "",
                        "OVERDUE_COUNTS": "",
                        "APP_RESULT": "",
                        "LOAN_AMOUNT": ""
                    },
                    {
                        "PLATFORM": "",
                        "P_TYPE": "1",
                        "P_CODE": "TF180480",
                        "APP_TIME": "",
                        "APP_AMOUNT": "",
                        "LOAN_TIME": "",
                        "REGISTERTIME": "2019-03-18 10:08:55",
                        "OVERDUE_TIME": "",
                        "OVERDUE_AMOUNT": "",
                        "OVERDUE_COUNTS": "",
                        "APP_RESULT": "",
                        "LOAN_AMOUNT": ""
                    }
                ]
            },
            {
                "TYPE": "T004",
                "CYCLE": "2017-07-05--2019-07-05",
                "DATA": [
                    {
                        "PLATFORM": "",
                        "P_TYPE": "1",
                        "P_CODE": "TF180480",
                        "APP_TIME": "2019-03-18 10:08:55",
                        "APP_AMOUNT": "0W~0.2W",
                        "LOAN_TIME": "",
                        "REGISTERTIME": "",
                        "OVERDUE_TIME": "",
                        "OVERDUE_AMOUNT": "",
                        "OVERDUE_COUNTS": "",
                        "APP_RESULT": "Yes",
                        "LOAN_AMOUNT": ""
                    }
                ]
            },
            {
                "TYPE": "T007",
                "CYCLE": "2017-07-05--2019-07-05",
                "DATA": [
                    {
                        "PLATFORM": "",
                        "P_TYPE": "1",
                        "P_CODE": "TF180480",
                        "APP_TIME": "",
                        "APP_AMOUNT": "",
                        "LOAN_TIME": "2019-03-18 10:08:55",
                        "REGISTERTIME": "",
                        "OVERDUE_TIME": "",
                        "OVERDUE_AMOUNT": "",
                        "OVERDUE_COUNTS": "",
                        "APP_RESULT": "",
                        "LOAN_AMOUNT": "0W~0.2W"
                    }
                ]
            },
            {
                "TYPE": "T009",
                "CYCLE": "2017-07-05--2019-07-05",
                "DATA": []
            },
            {
                "TYPE": "T012",
                "CYCLE": "2017-07-05--2019-07-05",
                "DATA": [
                    {
                        "PLATFORM": "TF180480",
                        "P_TYPE": "",
                        "P_CODE": "",
                        "APP_TIME": "",
                        "APP_AMOUNT": "",
                        "LOAN_TIME": "",
                        "REGISTERTIME": "",
                        "OVERDUE_TIME": "2019-04-17 10:08:55",
                        "OVERDUE_AMOUNT": "0W~0.2W",
                        "OVERDUE_COUNTS": "1",
                        "APP_RESULT": "",
                        "LOAN_AMOUNT": ""
                    }
                ]
            },
            {
                "TYPE": "T013",
                "CYCLE": "2017-07-05--2019-07-05",
                "DATA": [
                    {
                        "PLATFORM": "TF180480",
                        "P_TYPE": "",
                        "P_CODE": "",
                        "APP_TIME": "",
                        "APP_AMOUNT": "",
                        "LOAN_TIME": "",
                        "REGISTERTIME": "",
                        "OVERDUE_TIME": "",
                        "OVERDUE_AMOUNT": "0W~0.2W",
                        "OVERDUE_COUNTS": "",
                        "APP_RESULT": "",
                        "LOAN_AMOUNT": ""
                    }
                ]
            }
        ]
    }
}

XML返回示例:


          

备注:自然人多头借贷信息查询

服务级错误码参照(error_code):

错误码 说明
236901 参数错误
236902 请求供应商失败
236903 查询失败

系统级错误码参照:

错误码 说明
10001 错误的请求KEY
10002 该KEY无请求权限
10003 KEY过期
10004 错误的OPENID
10005 应用未审核超时,请提交认证
10007 未知的请求源
10008 被禁止的IP
10009 被禁止的KEY
10011 当前IP请求超过限制
10012 请求超过次数限制
10013 测试KEY超过请求限制
10014 系统内部异常(调用充值类业务时,请务必联系客服或通过订单查询接口检测订单,避免造成损失)
10020 接口维护
10021 接口停用

错误码格式说明(示例:200201):

2 002 01
服务级错误(1为系统级错误) 服务模块代码(即数据ID) 具体错误代码

《多头借贷》资费说明:

等级 价格(元) 请求次数

其他相关内容:

内容 详细
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